administrative expenses to operating revenue, and tax benefits from BOI. Operating revenue continued to show growth compared to 9M/2018, mainly driven by 4 key growth drivers including “Younique Customized
quarter of 2018, the Thai economy expanded well, driven by both growth in the foreign sector and gradual improvements in domestic demand. Merchandise exports improved both in terms of export quantity thanks
THB 2.6B. • Strong performance for Combined PET, given COVID disruption, driven by strong PET demand, higher Integrated PET spread, lower costs, improved PIA margin. • Integrated Oxides & Derivatives
generating new opportunities to increase revenues. In terms of customer base expansion, financial innovation has created new forms of financial services which enable banks to explore new business opportunities
, driven mainly by exports and government spending. However, the business sector remained mired in uncertainty in terms of new modes of competition, a broader marketplace within the ASEAN Economic Community
innovation, especially with our mobile banking app, K PLUS, as we continually enhance service efficiency, allowing customers to conduct transactions anywhere, anytime. Major initiatives of our digital banking
and groups of customers that can join a sandbox test, including the transaction volume and/or amount, with a scope based upon the product or service innovation, allowing us to develop the technology and
Thailand, the economic growth in 2018 is projected to keep its growth momentum at 4.0 percent, driven mainly by brighter outlooks in both public and private investment. The government’s budget disbursements
continued to gain further traction driven by both growths in domestic and external demand. The value of merchandise exports expanded solidly on the back of the continual increase in export quantity and rising