from higher staff cost, shop expansion & renovation, and the one- time expense of Bt134mn regarding withholding tax in 3Q18. In 2018, %bad debt to postpaid revenue declined to 3.8% , compared to 4.3% in
totaled Baht 1,386 million, an increase of 21.2% yoy from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of funds for 1Q19 remained stable at 2.3% comparing to 1Q18. For
consistent with the overall expansion in loan portfolio. Cost of fund for 2Q18 remained stable at 2.3% yoy . For the three month period ended Consolidated Change Jun 30, 2018 Jun 30, 2017 Baht million
expansion in loan portfolio. Cost of fund for 2Q18 remained stable at 2.3% yoy . For the three month period ended Consolidated Change Jun 30, 2018 Jun 30, 2017 Baht million % Interest expense 1,224 1,030 194
from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of fund for 2018 was maintained at 2.3%, the same level as in 2017. For the year ended Consolidated Change Dec 31
still expects that the BOT will maintain the policy rate at 1.5% until the end of this year. For the auto industry, expansion continued during the third quarter for both the passenger and commercial
still expects that the BOT will maintain the policy rate at 1.5% until the end of this year. For the auto industry, expansion continued during the third quarter for both the passenger and commercial
480 (188) (39.1) Others 22 3 19 614.0 Interest expenses totaled Baht 5,033 million, an increase of 19.4% yoy from the growth in deposit consistent with the overall expansion in loan portfolio. Cost of
8.9% from the growth in deposit amount consistent with the overall expansion in loan portfolio. Cost of fund declined slightly to 2.3% yoy from 2.4% attributed by the Bank’s continued effort on cost
which increased by 8.9% from the growth in deposit amount consistent with the overall expansion in loan portfolio. Cost of fund declined slightly to 2.3% yoy from 2.4% attributed by the Bank’s continued