Page 4/21 Overview of Economy and Competition in Commercial Banking In the second quarter of 2019, the Thai economy continued to expand due mainly to the expansion of domestic demand. Private consumption

tax cut packages and accommodative fiscal policy. Broadly speaking, both developed and developing economies, excluding China, showed signs of improvement in concert. Looking forward, the global economic

efforts of all units involved. KASIKORN SECURITIES PCL has developed investment technologies plus varied functions in alignment with investor behavior in the digital era, driving the company to garner a

, the reported revenues were from sales of housing units and home building services of the 52%-owned NVD. Page 3 of 6 The initiative to expand residential business to landed property took place in April

provide services to relevant parties, supporting end-to-end digital processes in both primary and secondary markets, starting with a web portal for debt securities filing Phase 1: Developed a web portal

Audit Division 10  Key Developments to Strengthen Risk Management KBank places a great emphasis on effective and timely risk management. Risk management policies, tools and processes have been developed

’ business and financial standing, as well as supporting their growth and opportunities. Along with that, we developed our business in various dimensions – customers, product domains and service channels – so

mall management and effective operating costs control The Thai economy in 2Q17 continued to expand and recovered at a modest pace, driven by export of goods which showed a high expansion, and the tourism

Economies, which was expected to grow 4.9% in 2018 from 4.7% in 2017. Supported by the positive global outlook, the Company expects to expand hotel management and franchise business to spearhead growth in

for our operations due to the COVID-19 pandemic. We temporarily closed our stores in accordance to the government requirement in the second quarter. Going into this crisis, we had a well-developed