impairment loss on loans, in line with our improved asset quality. Moreover, net interest income rose Baht 4,377 million or 4.65 percent, which was derived mainly from interest income from both loans and
expan om 34% in 2Q16 GB/data sub/m growing 4G ad with expanded major players ration, AIS has llows us to aigns were offe subscriptions. broadband and or video stream tinued to impr nvironment
compared to the year before. Net interest income increased by Baht 4,150 million or 4.21 percent due mainly to interest income from loans and investments. Net interest margin (NIM) therefore stood at 3.31
markets. At the end of 2012, the SET Index closed at 1,391.93 points or a 35.76 percent increase, a record high in the past 16 years. The market capitalization was 11,964.47 billion baht, or a 41.01 percent
morandum of gards, the Exe mittee and/or emorandum o e any necessa ved to propos e of registere ht 803,155,21 mber of 267,7 morandum of A olutions of the rdinary Gene he Purpose o f Thailand eport Form (F
from the implementation of the quantitative easing policy by US Federal Reserve to increase money supply in the market. These supportive factors led to significant growth in the trading values in both
contact: SECURITIES AND EXCHANGE COMMISSION, THAILAND 333/3 Vibhavadi-Rangsit Road, Chomphon, Chatuchak, Bangkok, Thailand 10900 Tel. 1207 or +66 2695 9999 e-mail: info@sec.or.th This 2014 Annual Report is
easing COVID-19 situation with a rebound of foreign tourists which boosted Thailand’s economic recovery. Nonetheless, domestic demand stayed soft due to the global geopolitical conflicts that created
to enter into futures contracts for hedging or investment purposes to increase their management efficiency and the regulations on the use of trusts in the capital market transactions were issued to
Resources CONTENTS Executive Summary 03 Statement of Income 07 Business Performance 09 Statement of Financial Position 21 Statement of Cash Flows 23 Financial Ratios 24 Environment Management Accounting 26 3