impairment loss on loans, in line with our improved asset quality. Moreover, net interest income rose Baht 4,377 million or 4.65 percent, which was derived mainly from interest income from both loans and
the years, which led to otherwise avoidable damages and erosion of confidence in the capital market and the Thai economy as a whole. The SEC, therefore, will continue on with its timely and relentless
own benefit; or (ii) sacrificed in the interest of social or political objectives set by the state. This can lead to inequitable treatment of shareholders through insider trading, abusive self-dealing
representative or 360-degree technology. Until now, offering a deep discount to potential customers was not expected because of the Company’s financial strength with Net Interest-Bearing-Debt to Equity at 0.97
compared to the year before. Net interest income increased by Baht 4,150 million or 4.21 percent due mainly to interest income from loans and investments. Net interest margin (NIM) therefore stood at 3.31
or possessing such instruments in order to build confidence on the executives’ and staff’s strict compliance with the rules and to assure that they will not misuse inside information for self benefits
available for all to use as a best practice guide and self-assessment tool to help Enterprises integrate impact management and the SDGs into decision-making. They are part of what will be a harmonized suite
Review Panel (“QARP”) First step with confidence Activities for audit quality enhancement Summary of inspection results Next step for stability Conclusion Significant statistical information 3 4 7 8 13 31
Audit Committee. See details in the Audit Committee Statement (Page 85-86) Code of Ethics and Handling of Conflicts of Interest To maintain stakeholders' confidence in its integrity, the SEC modeled its
to Build Trust and Confidence and Promote National Sustainability.” The seminar also featured panel discussions on the topic, "Building Collaboration for the Development of the Capital Market