year. In 2017, the Company achieved a remarkably success in distress debt management business. The Company achieved its record high in cash collection at 1,847 million Baht. Thanks to distress the

help expand the Company’s business in Vietnam. 1,515 1,370 1,500 1,531 1,361 118 61 78 28 9 0 20 40 60 80 100 120 140 160 180 200 0 200 400 600 800 1,000 1,200 1,400 1,600 1,800 2,000 Q1/17 Q2/17 Q3/17

the period in which your data is held by the SEC Office; Right to be informed: You have the right to be informed of the personal data that the SEC Office will process before or at the time of collection

Limited Q4’18 and FY18 Management Discussion & Analysis 27 February 2019 Q4’18 and 2018 Management Discussion & Analysis Page 3/7 The success of our small brands with herbal benefits help stabilizing

provided buckets with food and beverage products to help boost energy and encouragement for people and staffs who are fighting against COVID-19. The Company also distributed alcohol cleaning gel to the

ratio of 0.57, decreasing from previous year, as a result of the reduction in current assets from collection of unearned revenue and other receivables of Bt130.07mn. Debt to equity ratio was 2.13

Operating Results 3.2. Cash Collection from NPLs and NPAs Management Businesses 3.3. NPLs by Portfolio Concentration 3.4. NPAs Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking

. Management Discussion and Analysis 3.1. Selected Financial Position and Operating Results 3.2. Cash Collection from NPLs and NPAs Management Businesses 3.3. NPLs by Portfolio Concentration 3.4. NPAs

Center business in the amount of 6,366,132 baht or 23.44% from the lower business volume while income from Collection business improved 5,372,836 baht or equal to 43.71% from the increase of Collection

same period last year or 924.87% other income from the collection from receivables 61.89 million baht. Separate financial statements Revenues 1. Revenues from Sales 6.35 Million Baht increase 2.48