. Cash Collection was 815 million Baht, increased 15.0 from the same period last year. This was slightly decline from Q4/2019 at 5.2% which usually is the highest season for cash collection. Summary of
/2018 4Q/2018 Average credit limit of customer (Baht) 28,302 33,335 57,787 43,169 2. Effective debt collection, the Company has expedited to collect the principal debt to enhance its collecting amount
monitoring as well as recovery and collection processes. Development of risk management system and framework for capital market and treasury business focusing on overall risk management to cope with
debts collection and others 481.9 617.1 135.2 28.0% 853.4 1,173.9 321 37.6% Rental and service income 177.1 155.1 -22.0 -12.4% 353.0 316.0 -37 -10.5% Insurance income - 32.6 32.6 100.0% - 32.6 32.6 100.0
of the textual insertions, “Expenses collected by lessor”, “Fees or any expenses incurred from hire purchase debt collection” and “Effective interest rate” have been added. 2. Amendments made to terms
performance and Important Factors Affecting the Operations The 2019 performance for the debt management and collection business has been proven that JMT Network Services Public Company Limited ("JMT") is
% Sales 2,101.1 2,409.4 -12.8% 6,875.1 7,187.6 -4.3% Service income from debts collection and others 707.7 481.9 46.9% 1,881.6 1,335.2 40.9% Rental and service income 151.4 178.8 -15.3% 467.4 531.8 -12.1
customers’ early warning sign detection and behavior monitoring to ensure efficient monitoring, recovery and collection processes. Credit Risk Management Process A credit risk management process, from
regulations, which are expected to be completed within the timeline stipulated by the Bank of Thailand. 6 Regulations for Interest Calculation and Fee Collection The Bank of Thailand issued circular No
amount of 32,566,290 baht or 31.82% from the lower business volume while income from Collection business improved 21,771,302 baht or equal to 42.24% from the increase of Collection business volume. 2