dedicated resources to developing and improving internal procedures. While each has put in place quality assurance systems in compliance with professional standards, certain practices may need improvement so
was uneven, with improvement concentrated in only certain industries. Under these circumstances, KBank has developed effective credit risk management policies, tools and processes to cope with potential
purchasing power. However, from Sep-21 onward, restrictions were gradually lifted, resulting in some improvement in consumer spending. Meanwhile, competition in mobile industry remained elevated as operators
% YoY. The Company continues to emphasize on effective revenue generation through new shopping malls, enhancement of existing malls, new mixed-use development projects, such as residential development
as certain banks had realized income from auction of mortgaged guarantee assets in the first quarter. Meanwhile, net fees and service income, in spite of an over-year decline, began to show signs of
individual auditors’ engagement. The overall results of the inspection conducted on 13 audit firms in 2016 during the third cycle, which is between 2016 to 2018, indicated continuous improvement from the
year 131.9 million Baht or increased by 63% This was because the Company’s cash collection improvement. In the first quarter of 2018, the cash collection was 514.0 million Baht which increased from the
of fundraising and benefit generation. In essence, the amendments support enhancement of digital token offering supervision with proper investor protection mechanisms and a focus on fair protection of
Significant Events Management Discussion & Analysis Q3/2021 Business Operation Improvement • Expand service areas for “AU Marketplace” throughout dessert cafe branches in order to generate additional revenue
efficiently. However, in 2017 we identified findings on the performance evaluation of partners in certain audit firms as follows: nd 14 Findings identified by the SEC The recommendations for improvement 2