Benchmarks Climate Change Adaption Resilience Resilience benefit, Investment (Capex, R&D) 9, 13 Climate Change Adaptation Public sector funding in developed countries or financing from international

indication of the times to come. IVL, with its meaningful position in the context of the sector stands to benefit from this change in cycle going forward.  In the foreseeable future, IVL’s earnings from the

benefit plan - Unrealized gain (loss) on change Value of investments in available-for-sale securities -Adjustment for loss on changes in fair value Available-for- sale securities are impairment losses

from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent

numbers are not restated by quarters with change in new accounting policy as not material. Though yearly numbers are restated. 4 The full benefit from the structural change in trading conditions is likely

well poised to continue to benefit from this change. IVL: A Trailblazer in Global Chemical Businesses In 2018, IVL made an overall investment of $2.26 billion. These, and investments made in the latter

demensions with appropriate risk management and good corporate governance practices for the optimum benefit of all stakeholders and in line with the United Nations Sustainable Development Goals (SDGs). In the

have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

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Income for the year 2019 per following table: (THB) Million 2019 2018 Change %Change Total Revenues 531.73 538.96 (7.23) (1) Total Expenses (497.06) (488.86) 8.20 2 Shares of Profits (Loss) (46.23) 26.72