Balance 269.73 592.49 310.87 Cash and Cash Equivalent at the Ending Balance 592.49 310.87 736.26 Financial Ratios of GFPT Public Company Limited and its Subsidiaries 2015 2016 2017 Liquidity Ratio Current

or 17.8% tax rate. Basic earnings per share at Baht 1.45 per share. 7 Annualized Ratios 1Q18 2Q18 3Q18 4Q18 2018 1Q19 Net Profit (Baht million) 1,513 1,551 1,551 1,427 6,042 1,228 ROAE (%) 14.4 14.7

share at Baht 1.74 per share. 7 Annualized Ratios 2Q18 1H18 2018 1Q19 2Q19 1H19 Net Profit (Baht million) 1,551 3,064 6,042 1,228 1,471 2,699 ROAE (%) 14.7 14.8 14.5 11.5 13.8 12.8 ROE (%) 14.5 14.8 14.6

, comparing to 113.8% as of end of 2Q18. Basic earnings per share at Baht 1.74 per share. 7 Annualized Ratios 2Q18 1H18 2018 1Q19 2Q19 1H19 Net Profit (Baht million) 1,551 3,064 6,042 1,228 1,471 2,699 ROAE

investments Table 4: Key Financial Ratios 1Q 4Q 1Q YoY QoQ 2017 2017 2018 Profitability Ratio Gross profit margin (%) 52% 48% 50% (2%) 2% Rent and services 53% 49% 51% (2%) 3% Real estate sales 0% 0% 38% 38% 38

million or 12.7% tax rate. Basic earnings per share at Baht 1.83 per share. Annualized Ratios 2Q17 1H17 2017 1Q18 2Q18 1H18 Net Profit (Baht million) 1,185 2,709 5,737 1,513 1,551 3,064 ROAE (%) 11.6 13.5

the last twelve months (2) Interest bearing debt to equity net of cash and cash equivalent and short-term investments Table 4: Key Financial Ratios 2Q 1Q 2Q YoY QoQ 6M 6M YoY 2017 2018 2018 2017 2018

per share at Baht 1.83 per share. Annualized Ratios 2Q17 1H17 2017 1Q18 2Q18 1H18 Net Profit (Baht million) 1,185 2,709 5,737 1,513 1,551 3,064 ROAE (%) 11.6 13.5 14.1 14.4 14.7 14.8 ROE (%) 11.3 13.4

of a Bank’s debtor as described above. The expenses arising from such transaction are not deductible for tax purposes. Basic earnings per share at Baht 1.83 per share. Annualized Ratios 3Q17 9M17 1Q18

of a Bank’s debtor as described above. The expenses arising from such transaction are not deductible for tax purposes. Basic earnings per share at Baht 1.83 per share. Annualized Ratios 3Q17 9M17 1Q18