% SHAREHOLDERS' EQUITY Issued and paid-up share capital 1,316.25 1,316.25 1,316.25 0.00% Premium on ordinary shares 264.33 264.33 264.33 0.00% Surplus - warrants 310.00 310.00 310.00 0.00% Retained earnings

674.07 -50.10% 1,825.67 1,640.86 1,600.54 11.55% SHAREHOLDERS' EQUITY Issued and paid-up share capital 1,316.25 1,316.25 1,316.25 0.00% Premium on ordinary shares 264.33 264.33 264.33 0.00% Surplus

, or 55.6%(y-o-y) and equivalent to earnings per share of Bt0.24. The net profit margin was 17.7%. 2. Report and Analysis of Financial Status According to Financial Reporting Standard No. 16 (TFRS 16

performance. Financial Ratio Consolidated financial statement 2019 Q1/2020 NET PROFIT (%) 17.28 4.91 EBIT (%) 22.47 7.35 EBITDA (%) 31.05 10.17 ROE (%) 18.60 15.45 EPS (Baht/Share) 0.20 0.15 Consolidated

% (15,696) 113.17% Share of profit from investment in associate 2,436 0.24% 719 0.08% 1,717 238.80% Profit (loss) before income tax income (expenses) 120,118 12.03% 98,812 11.66% 21,306 21.56% Income tax

. Total liabilities increased as a result of the share purchase agreement of KURON Co., Ltd. Since 3 March 2020 and deferred tax liability. Shareholders’ Equity As of 30 September 2020, shareholders’ equity

(87.66 ) (259.81 ) 172.15 66.26% (49.90%) (87.81%) Basic earnings per share-Owners of the Company (0.10 ) (0.30 ) 0.20 65.96% (0.06%) (0.10%) Attributable to Owners of the Company (88.43) (259.81) 171.38

1.0% 4.5% 27,814 27,229 2.1% Earnings per share (Baht) 4.94 4.90 4.73 1.0% 4.5% 14.57 14.26 2.1% Net interest margin 2.35% 2.36% 2.42% (0.01)% (0.07)% 2.39% 2.38% 0.01% Net fees and service income to

163.17 42.9% 202.75 46.0% 39.58 24.3% SG&A 58.51 15.4% 83.78 19.0% 25.27 43.2% EBIT 104.66 27.5% 118.97 27.0% 14.31 13.7% Share of Gain in Associates - - 0.51 0.1% 0.51 - Interest Expenses 0.48 0.1% 0.35

มูลค่า สินทรัพย์สุทธิถวัเฉลีย " >##ก %!ก (Management Fee) 1,377.26 1.06 " >##ก 6 +$ (Share Registrar Fee) 110.18 0.09 " >## ,%$$!R9 (Audit Fee) 17.35 0.01 " 3กb ก (Advisory Fee) - - " 89% 8ก %!8# +ก