quarter of 2020 were Baht 177 million, a decrease of 17 percent compared to the third quarter of the previous year, mainly due to a decrease in the market share of the Company. 1.2 Fee and Service income

the vote of the shareholders having a conflict of interest. As the Company will pay for acquired assets with share of WCIH, it is considered as two transactions; the acquisition and disposition of

Costs 0.22 0.22 0.10 0.12 Share of profit (loss) of associates 0.05 0.05 (0.06) (0.07) Profit Before Income Tax Expenses 18.90 19.19 1.88 2.20 Income Tax Expense 4.17 4.22 0.68 0.80 Net Profit for the

, or 55.6%(y-o-y) and equivalent to earnings per share of Bt0.24. The net profit margin was 17.7%. 2. Report and Analysis of Financial Status According to Financial Reporting Standard No. 16 (TFRS 16

(87.66 ) (259.81 ) 172.15 66.26% (49.90%) (87.81%) Basic earnings per share-Owners of the Company (0.10 ) (0.30 ) 0.20 65.96% (0.06%) (0.10%) Attributable to Owners of the Company (88.43) (259.81) 171.38

1.0% 4.5% 27,814 27,229 2.1% Earnings per share (Baht) 4.94 4.90 4.73 1.0% 4.5% 14.57 14.26 2.1% Net interest margin 2.35% 2.36% 2.42% (0.01)% (0.07)% 2.39% 2.38% 0.01% Net fees and service income to

163.17 42.9% 202.75 46.0% 39.58 24.3% SG&A 58.51 15.4% 83.78 19.0% 25.27 43.2% EBIT 104.66 27.5% 118.97 27.0% 14.31 13.7% Share of Gain in Associates - - 0.51 0.1% 0.51 - Interest Expenses 0.48 0.1% 0.35

มูลค่า สินทรัพย์สุทธิถวัเฉลีย " >##ก %!ก (Management Fee) 1,377.26 1.06 " >##ก 6 +$ (Share Registrar Fee) 110.18 0.09 " >## ,%$$!R9 (Audit Fee) 17.35 0.01 " 3กb ก (Advisory Fee) - - " 89% 8ก %!8# +ก

) จํานวนเงนิ (หน่วย: พนับาท) ร้อยละของมูลค่า สินทรัพย์สุทธิถวัเฉลีย " t##ก %!ก (Management Fee) 2,187.23 1.06 " t##ก 6 +$ (Share Registrar Fee) 174.98 0.08 " 2กN ก (Advisory Fee) - - " 8O% 8ก %!8# +ก

(หน่วย: พนับาท) ร้อยละของมูลค่า สินทรัพย์สุทธิถวัเฉลีย " k##ก %!ก (Management Fee) 1,158.08 1.06 " k##9ก 7 +$ (Share Registrar Fee) 92.65 0.09 " k## ,%$$!YH (Audit Fee) 17.40 0.02 " 3กd ก (Advisory Fee