)% (4.6)% 35,330 33,009 7.0% Earnings per share (Baht) 4.24 4.73 4.45 (10.3)% (4.6)% 18.51 17.29 7.0% Net interest margin 2.46% 2.42% 2.31% 0.04% 0.15% 2.40% 2.32% 0.08% Net fees and service income to

Bank and its Subsidiaries Million Baht Item Quarter Change (%) Year Change 4/2017 3/2017 4/2016 3/2017 4/2016 2017 2016 (%) Net profit * 8,496 8,161 8,267 4.1% 2.8% 33,009 31,815 3.8% Earnings per share

per share. IMPORTANT DISCLAIMER The information contained in this document has been obtained from several sources, and Bangkok Commercial Asset Management Public Company Limited (“BAM”) cannot confirm

land bank at Paholyothin Road where potentially develop the mixed-use project in the future including boost up management efficiency and reduce risks of entering the share acquisition made by others

___________ baht per share. In case of having securities listed elsewhere, identify the name of the Stock Exchange. (2) In case of having other types of share such as preferred share whose rights or terms

per share. In case of having securities listed elsewhere, identify the name of the Stock Exchange. (2) In case of having other types of share such as preferred share whose rights or terms differ from

will get all five seats, as s/he will always outvote the minority share- holder by 80:20. cumulative voting would allow the minority shareholder to cast all his/her votes (five times 20 percent) for one

share the financial burden of our customers by waiving the Thai Credit Guarantee Corporation (TCG) guarantee fee for four years under the “Portfolio 13 Guarantee Scheme” to lessen our customers’ business

introduction of products and services based on big data analytics with the aim of becoming Customers’ Main Bank in this segment and increasing this customer group’s share of wallet devoted to KBank. Along with

Bankruptcy Law only in the case where such rehabilitation plan requires the creditor to accept such newly issued shares in lieu of debt repayment. Clause 5 The regulations concerning approval of share offering