to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group
of the virus in other countries and the possibility of a second outbreak in Thailand. The Bank continues to monitor the situation closely and prudently assessing the portfolio quality while continuing
remained sound as banks continued to closely monitor credit quality and maintained high levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. LH Financial Group
projection late last year. The ratio of non- performing loan (NPL) to total loans was 4.1 percent. The ratio of loan loss reserves to NPL was 170.5 percent. The Bank continues to work closely side by side and
systems remained sound as banks continued to closely monitor credit quality and maintain high levels of provisions, capital fund and liquidity to facilitate further credit expansion. LH Financial Group
a certified public auditor and opinion of an independent financial advisor that the projections have been carefully prepared -None- 15. Pending material lawsuits or claims As of 31 December 2017, The
of Hero Experience has scheduled cessation of the operation of the Project on January 29, 2019. The Company, as the shareholder of 37.5 percent in Hero Experience, shall carefully co-consider with the
services suitable to each client carefully, especially with special care to the following clients: (1) any individual who is sixty years old or older; and (2) any person who has little financial knowledge
, 2019. The Company, as the shareholder of 37.5 percent in Hero Experience, shall carefully co- consider with the major shareholder regarding the management of Hero Experience’s assets in order to limit