Chief Executive Officer Investor Relations Division Tel. 02-140-4628, 02-140-4630, 02-140-4691, 02-140-5318, 02-140-4715 Fax. 02-140-4601 (Translation) 1 Enclosure Information Memorandum on Asset

Public Company Limited (Mr. Toemchai Bunnag) President and Chief Executive Officer Investor Relations Division Tel. 02-140-4628, 02-140-4630, 02-140-4691, 02-140-5318, 02-140-4715 Fax. 02-140-4601

, National Wildlife Federation. • Aziz Elbehri, Senior Economist, Trade and Markets Division, Food & Agriculture Organisation (FAO). • Dr Birka Wicke, Assistant Professor, Copernicus Institute of Sustainable

/disposal of assets, and dividend payment decisions.   Principle 1.4 The board should demonstrate a thorough understanding of the division of board and management responsibilities. The board should clearly

management under the supervision of the Enterprise Risk Management Division, Market Risk Management Sub-committee and Risk Management Committee, to maintain risks within prudent limits. 2.3 Liquidity Risk

personnel for each unit especially for the investment management division which should have at least 2 fund managers. 2. Job description must be prescribed in details and demonstrate the duties of each

(Unofficial Translation) 1. Human resources planning of each unit should demonstrate the adequate amount of personnel for each unit especially for the investment management division which should have at least 2

Management Sub-committee and Enterprise Risk Management Division, to maintain risks within prudent limits. 2.3 Liquidity Risk Management Overall liquidity in the Thai banking system in this quarter eased from

ลงทุน ฝ่ายกลยุทธบ์ริหารการลงทุน, บลจ. กสิกรไทย จ ากดั - Assistant Manager (Finance and Control Division), Treasury, บมจ.ธนาคารกสิกรไทย - Senior Officer (Global Business Division), Financial Planning

complex audit engagement which requires high judgment and skepticism to the partner or divisions with limited experiences, resulting in such partner or personnel in that division lacking an appropriate