means that the Company has better efficiency in debt collection. In addition, in the 2Q/2023, there was income from the gain on sale of written-off receivables in the amount of 167 million baht. Expenses
invoices were issued to receivables for project that had been delivered according to the completion stage but had not yet the due date for sending invoices for last year's collection. As the result, the
million baht. It comprised of an increase in bad debt recovery income to 525 million baht or an increase of 19% from last year, indicating a better efficiency in debt collection, expediting cases and
monitoring as well as recovery and collection processes. Development of risk management system and framework for capital market and treasury business focusing on overall risk management to cope with
regulations, which are expected to be completed within the timeline stipulated by the Bank of Thailand. 6 Regulations for Interest Calculation and Fee Collection The Bank of Thailand issued circular No
walkthrough theme park under concept of The World’s Must Visit Destination in Thailand, opened luxury zone gathering the best of global luxury brand and opened the largest aquarium in Thailand “AQUARIA Phuket
, recovery and collection processes. Credit Risk Management Credit Risk Management Policy To achieve sustainable growth, our credit strategy focuses on a balance between portfolio value creation and protection
) 2.4 3.1 Net profit (after MI) 2 (%) 13.9% 23.7% Average collection period7 (days) 77 69 Return on equity3 (%) 11.1% 17.4% Payable days (days) 124 145 Efficiency Ratios Leverage Ratios Return on assets4
. J. Paying Agent Identify name and address of the issuer’s appointed entity who is responsible for making payments on the debt securities, and a contact person for collection of any payments due. 4 K
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