services.Our focus was on the development of new branch formats to accommodate service use of customers in relevant areas and to create a novel brand perception. We also enhanced service and sale efficiency with
customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept, taking into account changing
that can be Adjusted to Meet Customer Demands Create New Concept Store Creating Partnership to Increase Sales and Enhance Take-home Products Expand through Franchise Channel Enhance Dynamic Pop-up Store
lifestyle with Pop-up Store Create New Concept Store Continue building partnerships to expand service extensivity Expand through Franchise Channel Enhance Dynamic Pop-up Store 4 3 In Q3 and Q4/2020, After You
through franchise models • Focus on regional branch expansion throughout major cities in order to create opportunities to capture more customers • Target to expand to total of 100 branches by the end of
create awareness in the Hong Kong market. The Company also plans to open a second branch in Hong Kong in the third quarter of 2022. In the long term, the Company goal is to expand not less than 5 franchise
into the portfolio to increase the accessibility to new target consumers and create opportunities for sustainable growth. Expanding (Pop-Up Stores) • At the beginning of the second quarter of 2022, the
for growth abroad in order to create long-term growth and to diversify risks. As a result, within this year, the Company plans to sign more franchise contracts in CLMV countries to open After You
of the GBP, i.e. use of proceeds, process for project evaluation and selection, management of proceeds, and reporting. Key additional features of the ASEAN GBS include: • Eligible Issuers To create a
Green Bonds or any other securities. The Green Bond Principles do not create any rights in, or liability to, any person, public or private. Issuers adopt and implement the Green Bond Principles