from split sites to ensure continuity of mission critical activities at not less than two buildings, in case one of the two sites must be closed or employees are ordered to self- quarantine.  Adjust

situations that may incur losses to KBank, for increased efficiency in risk management, ensuring that KASIKORNBANK FINANCIAL CONGLOMERATE will be able to maintain long-term sustainable risk- adjusted returns

of business formats and customer needs. This is to ensure that they are able to introduce financial products and services to be better suited to demand in the 4.0 era while also bolstering business

the period of having the license. Having capacity in terms of capital, operating system, and staff as follows: (1) Be able to operate derivatives business which is not in contravention to laws

managers incorporate sustainability factors in their investment process. Consequently, investors may not be able to compare between mutual funds with similar sustainability mandates and, as a result, may

departments to assess impacts on affected customers and KBank by conducting in-depth analysis and stress testing. Thus, KBank shall be able to proactively prevent and solve any problems which may arise in a

. Thus, KBank shall be able to proactively prevent and solve any problems which may arise in a timely manner prior to deterioration of customers’ debt servicing capability and overall credit quality of

guidelines and measures by the Bank of Thailand and other regulatory agencies to ensure that KBank will be able to efficiently comply with regulatory standards. 3.3 Customer Segments and Services During the

improvement on clearer signs of global economic recovery and progress in the government’s megaprojects. KBank was therefore able to manage our credit and asset quality in line with the set targets despite Thai

parties. For the SEC, the promotion of financial literacy has been continuing for years. We hope to see all the parties concerned strengthen the collaboration and take up this matter seriously.?Dr.Prasarn