quarter increased from the previous year from the commercial operation of various solar power plants both in Thailand and Japan, but decreased from the entering of rainy season which lowered the average

No. 21, six levels higher than No. 27 in the preceding year, and No. 5 within the Asia-Pacific region. Two areas of better performances were (1) Dealing with Construction Permits and (2) Protecting

Plc. I 4 slightly improved from the previous quarter, due to the recovery of Gasoline-Dubai crack spread (UNL95/DB) in this quarter. Moreover, the refinery was able to continuously maintain its normal

decline of 6.14 $/BBL or 10% compared to previous year. This has led to performance from 2018 to 2019 of the refinery industry, including the company’s, to decline. In 2019, the company and its subsidiaries

issuer’s external auditors for the preceding two years. II. DESCRIPTION OF MTN Program A. Maximum amount and types of debt securities Provide the maximum amount and types of debt securities to be offered

previous quarter. The improvement could be attributed to net interest income which increased by Baht 326 million or 1.27 percent. Net interest margin (NIM) stood at 3.34 percent. Non-interest income also

operation results for the year 2018, the Company would like to provide the clarification of performance which was decreased more than 20% compared to the previous year. For the year 2018, the operating

decreased 30.54 million baht, or equivalent to 9.37% from the same period of previous year due to the Thai economy that slowed down. Spending and government investment were inadequately driven economy

, the company would like to provide the clarification of performance which was increased more than 20% compared to the previous year. The company had a net profit of 34.44 million baht which is equivalent

totaled Baht 9,929 million, decreasing Baht 115 million or 1.15 percent from the previous quarter. KBank still recorded increased income. As evidenced, both net interest income and non- interest income rose