from the first inspection cycle (2010-2012) to 2019, the first year of the 4th inspection cycle (2019-2021), showed promising overall improvement despite the SEC’s more intensive inspection in several
previous year to 26.56% due to change in product sales mix of general merchandise and the enhancement of directly sourced private-label goods, as well as the continuous efficiency improvement in product
management costs over the long-term, which will in turn help reduce costs within the economic system. Within this context, KBank and K Companies accentuate enhancement of our business capabilities to achieve
profit margin as a percentage of sales has increased from 25.49% in the previous year to 25.90% due to change in product sales mix of general merchandise and the enhancement of directly sourced private
16,553.01 million baht and 1,419.84 million baht respectively, increasing 4.10% and 13.73% from the previous year. Furthermore, the company has continued to focus on both operational efficiency improvement
opportunities. The easier it is to use the faster the market will grow. The International Climate Bonds Standards and Certification Scheme assures investors that their funds are being used to help deliver a low
investment in infrastructure 3.) growth in private consumption continues despite a lower rate of growth however, government subsidy to the low-income citizens could help stimulate near-term consumption
context, KBank and K Companies operate our business as a Bank of Sustainability under appropriate risk management and good corporate governance. We accentuate enhancement of our business capabilities to
more effective and efficient. The seminars among the AARG members, which are held regularly, help ensure that each participating country can apply the knowledge in adapting their regulatory activities to
and understanding on capital market as well as corporate governance, all of which will certainly be beneficial for improvement of provincial and family business management. As such, the SEC and our