business performance after deducting dividend payment. From above Statements of Financial Position, D/E Ratio as of December 31, 2019 was 1.15 times, decreased from ratio as of December 31, 2018 (2.15 times

  20.55  Dividend Yield (%) N/A  N/A  3.98  Payout Ratio -  N/A  0.79  Dividend Policy Not exceeding 50% of the profits after deducting corporate income tax and reserves in pursuant to the laws (with

  Dividend Yield (%) 4.92  2.22  2.26  Payout Ratio 0.88  0.17  N/A  Dividend Policy Not exceeding than 50% of net profit after deducting corporate income tax of the separate financial statements (with

separate financial statements, after deducting income tax and all reserves as required by law and by ABICO (with additional conditions) 1  CG Score 2021 from Thai Institute of Directors Association (IOD) 2

profit from normal operations. (After deducting special tractions) (Millions Baht) Transaction 31 May, 2018 31 May, 2017 Net profit (loss) (302.53) 167.73 Deductions 1. Reserve for doubtful accounts

financial statements, after deducting taxes, legal reserve and other amounts (if any) (with additional conditions) 1  CG Score 2021 from Thai Institute of Directors Association (IOD) 2  AGM Level 2021 from

. Capital Adequacy Ratio (BIS ratio) As of March 31, 2019, the Capital Adequacy Ratio (BIS ratio) under Basel III, which included profit for the first half of 2018 after deducting dividend payment, was at

for the first half of 2018 after deducting dividend payment, was at 16.29% while Tier-1 ratio was at 12 12.49%. When including profit up to end of 4Q18, the BIS ratio will increase to 17.46% while Tier

December 31, 2019, the Capital Adequacy Ratio (BIS ratio) under Basel III, which included profit for the first half of 2019 after deducting dividend payment, was at 16.60% while Tier-1 ratio was at 12.88

ratio) under Basel III which included profit for the year 2016 was at 17.12% while Tier-1 ratio was at 13.87%. When including profit up to end of 3Q17 after deducting dividend payment for the first half