of the assets underlying a structured finance product change materially. Where feasible and appropriate for the size and scope of its credit rating business, this function should be independent of the

decrease in income from insurance business. Our coverage ratio rose over-year, while gross NPL ratio decreased slightly from the end of 2017, despite the deteriorating quality of loans granted to certain

consider and determine the scope of investment of mutual fund, private fund or derivatives investment management. “ investment management assistant ” means a person who performs the duty of assisting

appointed or assigned by a fund management company to consider and determine the scope of investment of mutual fund, private fund or derivatives investment management; “ investment management assistant

from derivatives for clients; “member of fund investment committee” means a member of a committee which is appointed or assigned by a fund management company to consider and determine the scope of

tax-free return of not less than 1.85 percent per year while also offering life insurance coverage of 110 percent on premium paid throughout the contract term. Investors may gain higher returns in line

reflecting increased consumption demand and value-focused strategy. AIS is committed to enhancing service quality to address the rising demands of digital behavior. After achieving over 95% 5G coverage, AIS is

) (เท่า) 1.97 ความสามารถในการช าระดอกเบ้ีย1 (interest coverage ratio : ICR) (เท่า) 4.59 หน้ีสินท่ีมีภาระดอกเบ้ียต่อก าไรก่อนดอกเบ้ียจ่าย ภาษีเงินได ้ค่าเส่ือมราคาและ ค่าตดัจ าหน่าย (interest bearing debt to

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-specific liquidity crisis, a market-wide liquidity crisis, and a combination liquidity crisis. In addition, KBank applies world-class standards for liquidity risk indicators, such as the Liquidity Coverage