considered from the debt collection rates of Q1/2018. It was due to J FinTech has improved its receivables collection team and concentrated upon the process of debt collection. Debt Collection Rates

= 𝐵𝑢𝑦𝑁𝑈𝑀𝑖𝑝𝑡 − 𝑆𝑒𝑙𝑙𝑁𝑈𝑀𝑖𝑝𝑡 Result • The decomposition shows that the imbalance is concentrated among retail investors and less so among mutual funds and foreign investors. Result • The univariate t-test

new chapter on institutional investors (considering the prevalence of concentrated ownership in Asia). It was suggested that the Asian Roundtable might next address the role of stock exchanges in

first semester in August 2020. In 2020, we expect that the Company’s operations will be affected by various risks factors such as the outbreak of the novel coronavirus, the uncertainty of the global

quarter with net losses due to lockdown and the disruption of activities that occurred. Sales have not yet been able to adjust back to normal due to the novel coronavirus (COVID-19) outbreak, despite the

engage in the business of generating and selling electricity with the Provincial Electricity Authority (PEA), which is the production of electricity from combustion of biogas from concentrated wastewater

remained concentrated on smaller packages as consumers affected by sluggish economy are seeking for value-for-money. Therefore, the industry ARPU remained under pressure amidst weak spending environment

of assets shall not be overly concentrated at a particular commercial bank, either in Thailand or in another country. Clause 51 Regarding custody of assets received from or possessed for a member, a

consistent returns for our customers in a highly volatile market environment. Based on the principle of diversification, we have developed novel formats of investment, especially through investment in

and sustainable growth and diversify operating risk concentrated in Thailand. 2. The Company expects that the Transaction would create a strong business partnership where synergies could be achieved in