in product packaging expenses of Baht 1.59 million, decrease in overseas traveling expenses of Baht 0.75 million and decrease in repair maintenance expenses of Baht 0.74 million. Management’s

savings of utilities expense, traveling expense and overtime expense. However, due to the falling restaurant sales as a result of COVID-19, as a percent of total revenue, administrative expenses increased

such as credit card cash advance and YourCash while credit card shopping showed recovery at 3% q-q supported by domestic consumption in supermarket, online shopping and traveling. In addition, the Bank

substantial resurgence of the COVID-19 pandemic in late 2020 has resulted in a decline in travelling and transportation, despite the holidays and traveling season. Nevertheless, the average selling price of

minimum order due to the 2nd and 3rd waves of COVID-19’s breakouts since the beginning of 2021, which leads to less travel activities among Thai citizens who are more concerned and cautious about traveling

fuel prices between the 27th of December, 2018 and the 3rd of January, 2019 as a gift for commuting Thais during the New Year period, combined with the mentioned decrease in high premium diesel price by

avoid commuting  Fuelling infrastructure and supply for new vehicle technologies: electric vehicle charging infrastructure, hydrogen fuel stations, hydrogen production and storage Dynamic systems

with low traveling demand and cooperated with government orders as well as the announcement from Civil Aviation Authority of Thailand (CAAT) regarding to COVID-19 spread out situation. As a result, for

promote the product innovation development and digital financial service for helping customers’ save traveling time, reduce their expenses and service convenience such as; LH Financial Group Public Company

innovation development and digital financial service for helping customers’ save traveling time, reduce their expenses and service convenience such as; 3.1 LH Bank M Choice Service is a financial transaction