different from any future results, performance or achievements expressed or implied by such forward-looking statements. Please note that the company and executives/staff do not control and cannot guarantee

cause the actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward- looking statements. Please note

uncertainties which may cause the actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward- looking

risks and uncertainties which may cause the actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward

, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward- looking statements. Please note that the company and executives

expressed or implied by such forward- looking statements. Please note that the company and executives/staff do not control and cannot guarantee the relevance, timeliness, or accuracy of these statements

different from any future results, performance or achievements expressed or implied by such forward- looking statements. Please note that the company and executives/staff do not control and cannot guarantee

assumptions involve risks and uncertainties which may cause the actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied

portfolio exposure in another countries and the degree of home bias are the main factors that determined the financial market spillover. However, strong linkages between countries are not necessarily implied

Remark 1 Collateral value before depreciation according to the BOT criteria, calculated based on the appraised prince in accordance with the latest resolution of the committee on the appraise price