financial instruments and put in place effective regulations to ensure compliance, fairness, and prevent exploitation of stakeholders. As the market became more developed, new products were introduced and

care and adherence to good corporate governance, while prioritizing the best interests of shareholders.” 

. At any rate, KBank has studied the new regulations and made preparations, duly and thoroughly, to ensure that KBank has conducted our business in compliance with the revised legislation.  Guidelines

place relevant processes in preparation for and in compliance with the new regulations. 7  International Financial Reporting Standards (IFRS) In 2019, the IFRS Conversion Project continued to closely

this quarter, KBank expedited the implementation of the digital risk control system development plan in conformity with the current cyber threat environment and past performance, to achieve the target of

the debtor no more than once a day. KBank has thus communicated to our collection officers to ensure that they perform in compliance with this notification, while also arranging preparations for timely

system  Holding a lecture on Governance, Risk Management and Compliance (GRC) for executives  Launching the “KBank Honest People” campaign to promote a culture of integrity in the workplace, in adherence

, as a regulated financial institution, is awaiting the clarification of the forthcoming Bank of Thailand’s notification in order to perform in compliance with the mandatory guidelines.  Corporate

guidelines for compliance with other requirements stipulated by the PSA and any that may be stipulated in the future. We have conducted studies and informed relevant staff to ensure that operations comply with

compliance with the changing regulations in order to mitigate their impacts upon them directly or indirectly via customers, and maintain profitability. 5. Climate Change Risk For Thailand, extreme weather