services. How can innovation enhance financial literacy and manage investors’ investment portfolio? What are the roles of the “Finfluencer” in providing quick and easily accessible advice? How can regulators

+ Time value 𝑆 − 𝐾 for call option 𝑐ℎ𝑎𝑛𝑐𝑒 𝑜𝑓 𝑆 − 𝐾 𝑏𝑒𝑓𝑜𝑟𝑒 𝑒𝑥𝑝𝑖𝑟𝑦 Too complicated for or misunderstood by naive investors. Fixed at issue and then guided when trading by Brokerage

31st December (Unit: Time) 2018 2017 Current Ratio 5.86 5.90 Quick Ratio 2.81 3.08 Inventory Turnover 2.91 3.37 • Current ratio was 5.86 times, decreased from the year 2017 which was equivalent to 5.90

AIMC members join the group efforts to monitor and inspect listed companies that may fail to comply with the ESG criteria, guided by the AIMC ESG Policy and Collective Action and the Negative List, which

:- A&W Restaurant: revenue from sales was 43.0 MB decreased by 3.7 MB or 7.9% YoY which is affected by the number of branches that are reduced and the competition in the quick service restaurant business

food and beverage was 98.4 MB can be classified as follows:- A&W Restaurant: revenue from sales was 94.2 MB, an decrease by 2.4 MB or 2.5% y-o-y as a result of competition in quick service restaurant

quick service restaurant. Miyabi Grills : revenue from sales was 3.5 MB, decreased by 40.0 MB or 92.0% y-o-y due to the Company has granted franchise business license under “Miyabi” trademark to a third

respectively. However, the quick recovery of Malaysian operations has cushioned the overall losses for the quarter. It is expected that operation in Thailand will be improved to almost 65% in the next quarter

would facilitate the identity proofing and authentication process, which is the first step towards easy and quick but with trustworthiness financial transactions. For the capital market, the NDID

be guided by the following five fundamental ethical and professional principles: 1. Integrity 2. Objectivity 3. Professional Competence and Due Care 4. Confidentiality 5. Professional Behaviour Some