. Nonetheless, the business sector remained challenged by new modes of competition, the broader marketplace amid the advancing digital age, regulatory changes, the rapid pace of technological advancement and fast

our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred platform that can meet customers’ needs in every aspect of their lives, in order to deliver an excellent

treasury business: Focus has been on holistic risk management to support needs for product variety amid fast-changing market conditions, with the proliferation of business innovations in order to integrate

our strengths while ensuring cost- effectiveness, and to better serve customer needs that are ever more complex and varied. However, connectivity of KBank to other businesses within the ecosystem may

products suited to each customer’s needs. To maintain our leadership in digital service development, we have also enhanced transaction banking products and services in alignment with the fast-paced digital

4Q21, AIS Fibre also created a new standard for the home internet market with the launch of lightning-fast services at the 2Gbps level, which meet the needs of customers seeking the highest quality

accessible, user-friendly, fast, and effective services.

from the prior quarter. Therefore, commercial banks’ asset quality still needs close watching. As of the end of the second quarter of 2019, net loans at 14 domestically-registered commercial banks grew

international standards as to prevent the cyber threats. Products and Services Land and Houses Bank Public Company Limited has continuously developed its financial products and services to meet the needs of

products and services to meet the needs of customers. The products and the services of the bank can be divided into 4 categories as follows: 1. Deposit Account Services The bank has designed the new deposit