had to be closed according to government policy. But the company was able to adjust to its profitable operating results this quarter details as follows: Management Discussion and Analysis Q2/2020 Page 3

tool for Thai investors. Other securities companies have followed KGI and launched their own DWs, however KGI has remained the market leader. DW issuing has been a consistently profitable business for

to use the consideration receiving from the sale of such investment property to reserve for its expansion projects regarding the committed growth and sustained profitable on such investment to all

, however, it would be restrained by non-farm household income given signs of moderation in earnings, and lower consumer confidence among low-income households due to elevated household debt. Bank of Thailand

represented 10.6% YOY while non-durable goods, in which high proportion of low to medium-income household expenditure, growth only 0.0% YOY since partly owing to household debt that was still elevated at 78% to

Enterprise businesses which rose on digitization demand from home and business customers. The mobile business leadership was sustained with AIS focusing on quality acquisition and profitable segments despite

expected that Dolsiri Development, the joint-stock company, would be profitable and LPN will earn a profit from the divided received from the project. 8. Source of Funding The source of funding will be the

ventures which are on construction period. And will start to recognize revenue in 2020 onwards, which will make the Group profitable in the future. IV Finance Costs Comprising interests from bank loans

expected to be profitable in the near future. Please be informed accordingly, Sincerely yours, Mr.Vee Worasakyotin Managing director

expected to have a better performance and be profitable in the near future. Please be informed accordingly. Sincerely yours, Mr. Nipit Arunvongse Na Ayudhya Acting Managing director