money from the account owners to pay for their trading. With their continued misconduct for a long period of time {A} and {B} gained a lump sum amount of profit from commission fees from their trading
lower interest expense from continuous cost management. Non-interest income declined both in net fees and services income and other income. Meanwhile, operating expenses increased yoy mainly from the Bank
were as follows: (1) Club and international football match sponsorship fees: The sponsorship fees were recognized as expenses in accordance with payment terms, economic benefits, and the period in which
the selling expenses in the UK market under the operation of ICUK remained under control to achieve the rate of return on sales, and a reduction in sponsorship fees to an international football club in
professional fees. In Quarter 3 of 2020, the decrease in administrative expenses is mainly due to (1) THB 0.59 million decrease from the expenses related to the preparation for listing on the Stock Exchange of
4.55% in 2018, ranking 1 st from total 38 brokers. During 1Q19, the Investment Banking business generated total revenue of Baht 191 million. Fees from Asset 3 Management business also totaled Baht 191
(Baht) 4.45 4.28 4.33 4.1% 2.8% 17.29 16.67 3.8% Net interest margin 2.31% 2.30% 2.36% 0.01% (0.05)% 2.32% 2.34% (0.02)% Net fees and service income to operating income ratio 27.3% 23.2% 22.9% 4.1% 4.4
quarter of 2016, following the continues loan growth. Net Non-interest Income Net non-interest income are including net fees and service income, gains (losses) on trading and foreign exchange transactions
of ICUK aligning to the spending control scheme in order to achieve an acceptable return on sales, and a reduction in sponsorship fees to an international football club in parallel to the status and