the Company approved the share repurchase program in the amount not exceeding 40 million common shares in year 2018. The share repurchase is made to maximize the benefits of the Company’s excess

As of 31 December 2018 Million Baht % Million Baht % Common Equity Tier 1 capital Bank 34,578.3 16.514 34,344.2 17.131 Minimum and additional rates required by law* 7.000 6.375 Difference 9.514 10.756

Revenue from rental and services Revenue from other sales and services  > 90% are from domestic project sales  Revenue from rental, services, common area fee, and utilities charges  Revenue from other

% Common Equity Tier-1 capital funds The Bank 34,076.3 17.685 34,578.3 16.481 Minimum rates required by law 7.000 7.000 The Difference 10.685 9.481 Tier 1 capital funds The Bank 34,076.3 17.685 34,578.3

, 2020 As of March 31, 2019 Million Baht % Million Baht % Common Equity Tier-1 capital funds The Bank 35,172.6 16.528 34,578.3 16.514 Minimum rates required by law 7.000 7.000 Variance 9.528 9.514 Tier 1

Capital Fund to Risk Assets The ratio of capital fund to risk assets As of 30 September 2019 As of 31 December 2018 Million Baht % Million Baht % Common Equity Tier-1 capital funds The Bank 35,146.2 18.664

• Revenue from rental, services, common area fee, and utilities charges Q3/2019 Operating Revenue of Baht 2,421.5 million *Value may differ by one decimal point due to rounding error MANAGEMENT DISCUSSION

their shareholding or common management with the issuer who issues underlying shares, particularly the persons with any of the following characteristics: (1) holding, directly or indirectly, more than 25

งัน้ี (ก) เงินกองทุนขั้นต ่าและเงินกองทุนส่วนเพิ่ม (minimum capital requirement and capital buffer) ตามอตัราท่ีธนาคารแห่งประเทศไทยก าหนดดงัน้ี 1. อตัราส่วนเงินกองทุนชั้นท่ี 1 ท่ีเป็นส่วนของเจา้ของ (common

natural/health disaster (pandemics, earthquakes floods, droughts…) • Be located in regions affected by a natural/ health disaster Common criteria for the previous categories: The loans funded by ICO’s