, increasing by 19% y-y and 12% q-q. The increase of bad debt and doubtful accounts was mainly from the expansion of our loan portfolio. 4 - Finance Cost For the nine-month period of 2018, the Company recorded
By Maturity Current portion of long-term loan Non-current portion of long- term loan % of total interest-bearing debt Jan 19–Dec 22 45% After Dec 22 49% Jan17-Dec18 6% 87% 13% 94% 6% Management
equipment due to Hui Pa Wai Kiln 7 being activated and the additional assets from the Saraburi Quicklime acquisition. On the liabilities side the short-term borrowing facility increased due to the use of a TR
% Short term loan 1.14% Proportion of Interest Bearing Debt Long term loan 43.95% Debenture 33.28% Short term loan 11.30% Long term loan due in 1 year 11.47% EASTERN WATER RESOURCES DEVELOPMENT AND
Loan to Value regulation or “LTV”. Moreover, the household debt has been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions
regulation or “LTV” since 2019. Moreover, the household debt has been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. As well
the result of continue growth in core business revenues that increased by 10% y-y, especially in personal loan and hire purchase products as well as a strong growth revenue from bad debt recovery by 42
shareholders’ meeting consider and approve the granting of a loan, amounting THB 300,000,000 (three hundred million baht only) with interest of 2.08 percent per annum, totaling THB 312,480,000 (loan amount plus
lower spectrum licenses and Right-of-use assets, while -3.4% QoQ from lower interest-bearing debt. The average cost of borrowing slightly increased from 2.8% in 2022 to 2.9% affected by rising interest
= 7,204.35 million Baht Proportion of Interest-Bearing Debt Long term loan 44% Debenture 33% Long term loan due in 1 year 12% Short term loan 11% Long term loan 41% Debenture 35% Long term loan due in 1 year