achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan
closely together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business
and Phatra Equity Market Neutral Asia Pacific Fund Both the commercial banking business and the capital market business work closely together in order to achieve combined results in the three business
operated by its subsidiaries which are comprised of PHATRA, PSEC and PASSET. Both the commercial banking business and the capital market business work closely together in order to achieve combined results in
focused on its financial objective to double EBITDA by 2023 in a disciplined manner by utilizing its current balance sheet and future operating cash flows. On the journey to achieve this, IVL is committed
1Q20 to revisit the business plans as well as organizational transformation to drive additional efficiency in order to achieve long-term sustainable cost savings. The implementation of cost control