performance in 9M18 as expected. Major Development in 3Q18 On 13 September 2018, the Company has issued 1/2018 senior secured and non-collateral corporate bond with total amount of THB 1bnThe bonds has 3-year

(Business continuity management : “BCM”) 4 แนวทางของ IOSCO IOSCO ให้ความส าคัญกับบทบาทหน้าที่ของคณะกรรมการบริษัทและผู้บริหารระดับสูง (senior management) ที่ต้องร่วมรับผิดชอบในการก าหนดนโยบาย BCM ข้อก าหนดใน

attributable to an increase in headcount in connection with the restructuring, including senior positions moving from other Central Group businesses, and an increase in severance pay obligations pursuant to the

yours, (Ms.Wannee Juntamongkol) Senior Vice President – Accounting and Finance

Reservoir during August – November 2020 4. SIGNIFICANT EVENTS As of 30 June 2020, TRIS Rating affirmed the company rating and senior unsecured debenture rating of Eastern Water Resources Development and

corrective action, including senior management and the board of directors, as appropriate. Questions Yes No 17.1 The company evaluates and communicates internal control deficiencies and monitors for correcting

ตราสารท่ีไม่ซบัซอ้น (senior (secured/unsecured)) ตราสารท่ีให้สิทธิ issuer ไถ่ถอนคนืก่อนก าหนด (callable) ตราสารท่ีให้สิทธิผูถ้ือไดรั้บช าระคืนก่อนก าหนด (puttable) และหุน้กูแ้ปลงสภาพ (convertible) 7 “ส

Management Regarded as an integral part of our organizational culture, KBank has established risk management policy, together with risk appetite and risk management guidelines at the Board and Senior

and borrowings 66,327,902 56,657,584 9,670,318 17.1 Senior securities 60,327,902 50,657,584 9,670,317 19.1 Subordinated bond 6,000,000 6,000,000 0 0.0 Provisions 662,427 632,129 30,298 4.8 Deferred tax

4,303,925 1,204,516 28.0 Debt issued and borrowings 66,327,902 56,657,584 9,670,318 17.1 Senior securities 60,327,902 50,657,584 9,670,317 19.1 Subordinated bond 6,000,000 6,000,000 0 0.0 Provisions 662,427