monetary conditions, at the meeting on September 23, 2020, the Monetary Policy Committee (MPC) voted unanimously to maintain the policy interest rate at 0.5%, after lowering rates three times earlier this

, 2020 As of March 31, 2019 Million Baht % Million Baht % Common Equity Tier-1 capital funds The Bank 35,172.6 16.528 34,578.3 16.514 Minimum rates required by law 7.000 7.000 Variance 9.528 9.514 Tier 1

34,344.2 17.131 Minimum and additional rates required by law* 7.000 6.375 The Difference 11.664 10.756 Tier 1 capital funds The Bank 35,146.2 18.664 34,344.2 17.131 Minimum and additional rates required by

percentage of NAV. Thus, the maximum expenses are only an estimation for the benefit of NAV percentage calculation. If intended, the actual rates may be additionally disclosed in an inserted column to the

cost was due to the ability to maintain low financial cost as well as the Company’s policy to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term borrowing, which is

price; and fluctuations of currency exchange rates, as the company has export sales the main proportional. The unclear Brexit is also one factor that affected orders from the customer in England. 1.2

affected by According to the Labor Protection Act (No. 7) , BE 2562, additional compensation rates have been imposed in the event that employers terminate employment for employees who have worked for 20

to the expansion of household spending, as a proportion of income must be put towards debt repayments, and has caused an increased risk of defaults on payments. In addition, low interest rates

decrease in finance cost was due to the ability to maintain low financial cost as well as the Company’s policy is to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term

in revenue from Q3-2017 and decrease by declining revenue at similar rates because the project that have been auctioned in the year 2017 are relatively low in profitability. Therefore, the change in