consideration of future economic factors that reflect the impact of the prolonged Covid-19 pandemic. Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2/2019 2020 2019 (%) Expected credit

when no longer required; 2.3 consider risks of media degrading while stored information is still needed and methods on how to handle such risks in case of prolonged storage; 2.4 keep all media in a safe

required; 2.3 consider risks of media degrading while stored information is still needed and methods on how to handle such risks in case of prolonged storage; 2.4 keep all media in a safe and secured

Market Risk Management In the first quarter of this year, the COVID-19 pandemic which has increased in its severity and it is expected to be prolonged across the globe crippled multiple Thai economic