and China weakened international trade and increased the risk of the global economy being driven into recession. Given these circumstances, investors resorted to increasing their holdings of safe-haven

forecast from the Bank of Thailand's (BOT) stating that the Thai economy will begin to recover in 2022 following the indicators of economic growth (GDP) at 3.9 percent, driven by higher domestic consumer

bring the Sustainable Development Goals; SDGs as the part of organization driven continuously to respond client and all stakeholders needs and to consecutively operate the business under the challenging

the part of organization driven continuously to respond client and all stakeholders needs and to consecutively operate the business under the challenging situation. Environmental The Company has joined

25.7%, increased from 11.7% in 2022 of total customers. This was driven by the recovery of Thai tourism from Asian tourists, especially Vietnamese, who have been a new customer group since the end of

driven continuously to respond client and all stakeholders needs and to consecutively operate the business under the challenging situation. Environmental The Company has joined as a member in Greenhouse

412.4 Billion in 2026. In Q2/2024, the Company's foreign customer ratio was 34.1%, increased from 26.1% of total customers in Q2/2023. This was driven by the increase in Asian tourists. Significant Event

Dealerships Business; Malaysia dealership business reported a 10.4% growth in revenue driven by higher sales of Proton. However, Thailand dealership business reported a 18.3% decline in revenues due to slower

and 2026, reaching a market value of THB 412.4 Billion in 2026. In Q3/2024, the Company's foreign customer ratio was 40.5%, increased from 31.0% of total customers in Q3/2023. This was driven by the

to owners of the Bank of Baht 35,816 million, increased 1.4 percent compared to last year amid challenging economic environment. Net fees and service income increased 3.3 percent, driven by higher fees