Securities and Exchange Commission Independent Audit Inspection Activities Report THE ROAD LEADING TO GROWTH 2013 This report is available for download on the SEC website: www.sec.or.th Contact For more information, please contact us at: Securities and Exchange Commission,Thailand 333/3 Vibhavadi-Rangsit Road, Chomphon, Chatuchak, Bangkok 10900, Thailand Tel : +66 2 263 6082 or +66 2 263 6218 e-mail : oca@sec.or.th Root cause analysis Activities for enhancing audit quality Suggestions on how to...

this Royal Enactment; (6) to perform any other acts to achieve the purposes of this Royal Enactment for the purpose of securitization. The SEC may delegate the powers and duties under the first paragraph

. } Develop a focus list. } Establish which types of engagement you are likely to employ as well as your level of resources to achieve your goals. } Determine how you will initiate communications with the

; and (3) the debut of life insurance with health rider designed for KBank Payroll customers to provide them more options for purchase of insurance at low premiums in addition to their welfare benefits

commercial operation debut of 2 solar projects in collaboration with the War Veteran Organization (WVO) (PPA 8.94 MW) since July 2018. 2. Solar power plant projects in Japan recorded a decrease in electricity

payment and PromptPay services. This will also involve the development of convenient and low-cost international money transfers to achieve end- to-end digital business processes, including purchase, payment

financial institution whom the credit facilities lent by the Company, resulting in the enhancement in the Company’s ability to achieve its goal and the increase in the Company’s competent capability in the

strengthen the relationship between the Company and the financial institution whom the credit facilities lent by the Company, resulting in the enhancement in the Company’s ability to achieve its goal and the

the Company, resulting in the enhancement in the Company’s ability to achieve its goal and the increase in the Company’s competent capability in the long term. 5. Warranty of Directors The Board of

can be no assurance that the Fund will achieve its investment objective. Fund Basics Total Fund Assets (in millions) $271.46 Management Fee 0.95% Estimated Total Expense Ratio 1.13%1 Minimum Investment