business work closely together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For
capital market business operated by its subsidiaries which are comprised of PHATRA, PTSEC and PASSET. Both the commercial banking business and the capital market business work closely together in order to
closely together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business
and Phatra Equity Market Neutral Asia Pacific Fund Both the commercial banking business and the capital market business work closely together in order to achieve combined results in the three business
operated by its subsidiaries which are comprised of PHATRA, PSEC and PASSET. Both the commercial banking business and the capital market business work closely together in order to achieve combined results in
and new customers. We have always been monitoring and analyzing IU volumes closely. Proactive cost saving plans were implemented with potential expense savings of THB 34 million by extending useful life
remained sound as banks continued to closely monitor credit quality and maintained high levels of loan-loss provision, capital fund and liquidity to facilitate further credit expansion. Credit Rating LH