32,086 million from the end of December 2018. Significant items included net interbank and money market items of Baht 520,967 million, an increase of Baht 70,267 million mainly due to a rise in lending

’ portions 3,697 425 Net profit (loss)** 416 94 Minority shareholders’ portions - - NTA *** 3,560 363 * Excluding rights under concession agreement since these are principal assets which give rise to the

some early impact as demonstrated by the rise in financial assets with significant increase in credit risk (Stage 2). The outbreak and its impacts are dependent on many on-going factors and are still

that will become mature in the near future, which will give rise to its stronger debt service ability; 2. Ability to seek financing sources to fund other profit-making projects in the future: an overall

and cross-border movement restriction will continue to push for telecom demand. However, potential rise in unemployment and businesses shutdown could post a negative outlook for telecom . In addition to

, and extremes in temperature ● Extreme precipitation and flooding ● Drought ● Sea level rise and storm surge ● Strong winds How these affect the asset or site in question will be highly variable and will

. Similarly, reference to goals and objectives set in international agreements, such as the Paris Agreement (countries’ nationally determined contributions and the 1.5°C or 2°C temperature rise objective) or

quarter, which has led to retail prices at service stations aligning at an appropriate level to the cost of finished oil products. While marketing margin in Q2/2018 was highly affected by the sharp rise in

earlier this year due to higher growth of net loan than that of deposits. Broadly speaking, loans increased as seen from the rise in business, working capital and retail loans, particularly auto hire

Competition In the third quarter of 2018, commercial banks recorded increased net profit over-year and over- quarter. Compared to the prior quarter, the rise could be attributed to gain on investments and