increasing 48.52 million or 26.06%, cause by the Company had administrative expense increase of Baht 11.40 million which is mostly caused by the company closely monitor collection and accelerated disposal of

426.73 million compared to the same period of the previous year resulting from the increasing of market share and the expansion of business area. 2. Total expense for the 1st Quarter ended 31 March 2020

to promote stakeholder inclusiveness, sustainability, good governance as well as fair and effective law enforcement. Additionally, increasing the Thai capital market's role in serving regional needs is

right to directly notify the fund manager, and specifying the management of unclaimed money; 4. Increasing flexibility for members to manage their money: e.g., empowering the Minister of Finance to

international standards. The proposal also aims to promote digital asset business by increasing efficiency of business operation and protection of investors’ interest. Essentially, the amendments would apply to

the first quarter of 2018 equal to 37.0 million Baht, an increasing from the first quarter in 2017 1.6%. Major components of an increasing in employee remuneration and selling expenses from the business

reduction in the Company and its subsidiaries’ ownership interest from 28.49% to 20.56% following the increasing of the share capital to its major shareholder. 4. In November 2018, the Company and its

for 2018 equal to 565.9 million baht more than 2017 at 0.9%. This was due to an increasing of cost of food and beverage and property and land which higher than last year of 114.6 million Baht. The

services income increasing. The Company acquired non-performing loan by using the budget amount of 2,351 million bath in 9-month period of 2019. Management Discussion and Analysis, Q3/2019 Page3/4 JMT

realized in following quarters. The decline of Wholesale/Retail Sale Activities to 169 million Baht was a result of the weakening purchasing power and the increasing market competition. The Export Sale