and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise segment, the goals will be on building efficiencies, creating standards

the Adjusted Book Methodology. Therefore, the offering price of B0.63 per share is an appropriate price. 2. Entering into the Credit Facilities Agreement with AM: IFA is of the opinion that even though

this increase was due to short and long term borrowing from financial institutions amounted THB 1,212 million and cash outflow from investment amounted THB 696 million which was used for construction of

. Average cost of borrowing was 2.6%. Profit In FY21, EBITDA was Bt91,408mn increasing 2.2% YoY due to core service revenue improvement and cost measures, with an EBITDA margin of 50.4%, compared to 51.7

% from lower long-term borrowing. Net debt to EBITDA (excluding lease liabilities and license payable) remained healthy at 0.8x. Total equity was at Bt85,816mn, which increased 4.9% from higher retained

machine lending product grants a credit limit of up to Baht 1 million with no collateral or documentation required. Upon approval, the loan is credited to the borrower’s account immediately. To bolster our

closed at 1,638.65 points, increased by 4.8% from 1,563.88 points at the end of 2018. Overall Business Operations The Bank’s loan portfolio during 1Q19 grew 1.9% with growth driven by corporate banking

drawdown of loan. The Facility Agreement has term of 1 year and is in the form of a short-term credit facility agreement, of which the repayment date will be on 13 March 2020. In this regard, for the purpose

additional borrowing to finance projects under development and loan facility to the acquisition of Metropolis building as well as adjustment to book value of USD 180m convertible bond to be consistent with

short-term investments, inventory and accounts receivable are used to borrow money, typically on a short-term basis. The company borrowing the funds must provide the lender with a security interest in the