customer approval criteria for commercial lending policies vis-à-vis small and micro businesses. Focus has been on formulating area- based lending strategies to match the different natures of businesses in
the protracted US-China trade negotiations and concerns over Brexit risks. For the final quarter of this year, a brighter outlook seems to be in store for the Thai economy, thanks to the government’s
% which was resulting from same store sales growth at 11.87% and new branches at 5.55%. Sale is growth from sale of the old collections and collections that launched during 2nd quarter 2019 which these
decreased by 1.8% from 1H/2020 due to the reduction in the proportion of in-store sales and sales of raw materials to Mikka franchisee which has lower margin than normal product sales • The Company’s EBITDA
. The improvement in gross margin in HR solution of 752 basis point from 37.91% to 45.43% is partially offset by a small 127 basis point reduction in gross margin in financial services from 27.79% to
and fabricators like UEC. This is effect to small volume for UEC in Q2/2018 and very high competition. Discussion and Analysis of the Company and its subsidiaries Operational Results in Q2/2018 and Q2
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security of business operators and service quality for consumers.The DEPA will render cooperation in promoting and supporting the development of potential and channels for digital startups and small and
, from the opportunities and the associated risks to the terms and conditions. This is because applicants for the crowdfunding option are generally SMEs and startups with a small business size or at the
their own financial well-being beyond retirement.?Additionally, the SEC will continue to promote alternative fundraising methods for small-sized enterprises and startups that use technologies to manage