income 348 31% 65 2% -81% Selling expense -138 -12% -306 -10% 121% Administrative expense -286 -25% -437 -15% 53% Finance costs -136 -12% -207 -7% 52% Net gains on exchange rate 0 0% 91 3% n/a Share of
% Administrative expense -281 -29% -573 -24% 104% Finance costs -116 -12% -165 -7% 43% Net gains on exchange rate -349 -37% 171 7% 149% Share of loss from investment in joint ventures -33 -3% 33 1% 200% EBT 294 31
expected to focus on readjusting deposit structures and managing costs in an appropriate manner. Banks also need to maintain a sufficient level of liquid assets (as measured by the Liquidity Coverage Ratio
% Net interest margin 2.33% 2.34% 2.31% (0.01)% 0.02% 2.34% 2.33% 0.01% Net fees and service income to operating income ratio 21.3% 24.1% 22.7% (2.8)% (1.4)% 22.7% 23.7% (1.0)% Expense to operating income
Other costs of goods sold mainly comprise warehouse rentals, utility charges and other expenses related to production. Gross Profit Considering gross profit, for the year ended 31 December 2017 and 2018
762.6 (254.9) (33.4) Administrative expenses (84.7) (88.0) (3.3) (3.8) Finance costs (34.1) (26.3) 7.8 29.7 Profit before income tax 388.9 648.3 (259.4) (40.0) Tax income (expense) (28.6) (54.8) (26.2
(31.1% of total revenues), and also the increasing revenue from other income, including trademark and trade name fees of DEAN & DELUCA of 85.1 Million Baht. The total gross profits in Q2 2017 was 761.8
accounting policy, the Group immediately recorded commission as selling expenses when the transaction occurred. 2) Free transfer fee and common area fee - the Group considers the fees to be considerations
commission as selling expenses when the transaction occurred. 2) Free transfer fee and common area fee - the Group considers the fees to be considerations payable to customers or expenses paid for the