declined from the end of last year, while the ratio of non-performing loan (NPL) to total loans increased from the end of 2019. The BOT’s Senior Loan Officer Survey indicated that in the first quarter of
quarter, as Q4/2018 incurred high amounts of disbursement for expenses related to personnel, marketing promotion, and annual service station refurbishment during the end of the year, resulting in increased
. enjoyed continually high loan growth. In addition, Muang Thai Life Assurance PCL retained its leadership in the bancassurance business, holding the second largest market share in total premiums. To secure
of the Thai baht and the intense competition which caused the exports to shrink from the previous year. Domestic consumption was also affected by high living expenses and household debt, as well as the
increase in Gross profit of food ingredient business for THB 100.81 million from the increase of sales of high margin products which is flavor & fragrance and the improvement on production cost and inventory
estimates upward. However, Thai stocks prices in some sectors were relatively not high compared to the historical average P/E ratios. Promoting Savings & Investment Measures 8 Comparison of Savings Promotion
, there was 71 new branches added compared to the end of Q3/ 2017; most of which are standard service stations with modern aesthetics, situated in locations with high prospect. The company has always been
, especially at the end of the third quarter of 2017. By then, another issue – guidelines for adjustment in the European Central Bank’s asset purchase program for 2018 – should be closely monitored. In Thailand
capacity of medical services during high season. 9. The opinion of the Board of Directors and/or Audit Committee, which is different from No.8 - None – 10. Liability of the Board of Directors of the Company
economy and price competition Mobile revenue was Bt28,847mn, decreasing -1.7% YoY and -2.5% QoQ impacted by low spending amidst Omicron’s spread and relatively high base of 1Q21 from government stimulus