million to Baht 79.2 million as a result of repayments debentures and repayments loans, both repayment as schedule and temporarily prepayment for cash management. Comprised decrease of interest rates of
of Thailand cut the ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum, effective from August 1, 2020 onwards. On the other hand, our
service Other income Total revenues Segment revenue variance (million Baht) 3,407.47 (7.01) 139.66 (6.71) 3,533.41 (11.57) 3,521.84 The difference of rates revenue (%) 174.20 (100.00) 13,175.47 (40.69
) The difference of rates revenue (%) (20.79) (100.00) (21.00) (40.00) (21.01) Sales cost variance (million Baht) (349.52) (10.35) (359.87) 0.00 (359.87) The rate of sales cost variance as (%) (20.99
Other income Total revenues Segment revenue variance (million baht) 367.59 (4.90) 362.69 (0.08) 362.61 The difference of rates revenue (%) 35.46 (100.00) 34.82 (5.41) 34.76 Sales cost variance (million
variance (million baht) 484.09 0.34 484.43 The difference of rates revenue (%) 46.99 32.08 46.97 Sales cost variance (million Baht) 460.35 0.00 460.35 The rate of sales cost variance as (%) 48.55 0.00 48.55
consolidated revenues were 15,597 million baht, decreasing of 700 million baht or 4% y-y. The decreased income was a result of the Bank of Thailand cut the ceiling rates of interest rates on credit card from 18
variance (million Baht) 927.29 (9.78) 917.51 1.88 919.39 The difference of rates revenue (%) 16.85 (100.00) 16.64 37.92 16.66 Sales cost variance (million Baht) 1,004.62 (17.44) 987.18 0.00 987.18 The rate
under Clause 13/2; (b) restriction of borrowing proportion, regardless of any means, not exceeding the rates as prescribed in Clause 14; (c) restriction of incurring encumbrances only for the cases as
. Moreover, external factors, including increased inflation rates, increased interest rates, and political uncertainties, further impacted consumer purchasing power. This, in turn, contributed to a decline in