will consider granting the loan types, interest rate, loan limits and payment period to suit each type of customers’ business and accelerate the underwriting process. The bank has categorized the loan
predetermined limits, per the Bank of Thailand’s guidelines. Credit Underwriting and Approval KBank has formulated lending policy to ensure uniformity of good credit underwriting practices and comply with the
same level as the previous quarter. The Bank continued to focus on prudent control over credit underwriting and to ensure loan quality and the allowance for doubtful accounts to maintain at the
, the interest rate, loan limits and payment period to suit each type of customers’ business and accelerate the underwriting process quickly. The bank has categorized the loan services into 3 sectors
. Investment Banking Business Investment banking business, operated by KKPS, provides financial advisory service as well as underwriting service. In 3Q20, the revenue was Baht 20 million, contributed to
take good care of customers to help them withstand the economic crisis and move forward to the “New Normal”, while maintaining close control of credit underwriting and risk management. The Bank also set
loan (NPL) ratio was at 3.6 percent with strong loan loss reserves to NPL at 183.4 percent. The Bank continued to focus on prudent control over credit underwriting and risk management to ensure loan
period of last year. The increase was derived from fees earned from loans, underwriting, private wealth management and mutual fund sales. Net interest income continued to rise. Likewise, net interest