MD&A (for the quarter ended 30 June 2018) 5 U CITY PCL 15 MAY 2018 OFFICE SEGMENT BLENDED OFFICE PERFORMANCE METRICS NET FLOOR AREA (NFA) & OCCUPANCY RATE TST TOWER & 33 GRACECHURCH FULLY OCCUPIED

) & OCCUPANCY RATE TST TOWER & 33 GRACECHURCH FULLY OCCUPIED Renovation of Underwood Street office building continues and is expected to complete within 2018. Occupancy metrics will thus exclude Underwood Street

building is in the process of negotiations with potential new tenants after its 3rd floor was occupied in 4Q 2019. The other office buildings including Gracechurch (London) and Noble Comm. Bldg; remained

Stress test result รูปแบบ การทดสอบ Average Peak Peak/Stress test (%) Total account Active account View (number of concurrent users) dd/mm/yyyy dd/mm/yyyy TPS (transactions per second) dd/mm/yyyy dd/mm/yyyy

debt recovery increased by 7% y-y as well as revenue growth from overseas subsidiaries by 46% y-y. As of May 31, 2020, the Company has active customers more than 2 million IDs, mainly from Bangkok 31

debt recovery increased by 7% y-y as well as revenue growth from overseas subsidiaries by 46% y-y. As of May 31, 2020, the Company has active customers more than 2 million IDs, mainly from Bangkok 31

other incomes in bad debt recovery increased by 17% y-y. As of May 31, 2022, the Company has active customers more than 2.6 million IDS, mainly from Bangkok 30%, and in up-country 70%. For overseas

Company has active customers more than 2.6 million, mainly from Bangkok 30%, and in up-country 70%. In terms of overseas business in Cambodia, Myanmar and Laos, they have active customers more than 118,000

or 3% from last year. The revenues growth came from an increase in credit card income and bad debt recovery. As of May 31, 2017, The Company has active billings of 3.42 million accounts per month with

days of credit term The reason The Company sold the unused equipment to KPPH to reduce outstanding idle equipment and to create maximum benefits for the Company. 2nd transaction Partners of Contract