4.3 10.2 18.5 1.9 0.2 2.1 NPLs/ Total Loans (excluding interbank) 4.5 4.5 4.1 4.1 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 113.8 113.8 114.8 114.1 113.2 113.2 Total loan loss reserve
Percentage 2Q18 1H18 2018 1Q19 2Q19 1H19 Loan growth 4.3 10.2 18.5 1.9 0.2 2.1 NPLs/ Total Loans (excluding interbank) 4.5 4.5 4.1 4.1 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 113.8 113.8
NPLs/ Total Loans (excluding interbank) 5.8 5.8 5.0 4.7 4.5 4.5 Total loan loss reserve/ Total NPLs (coverage ratio) 104.6 104.6 109.8 110.9 113.8 113.8 Total loan loss reserve/ Total mandatory reserve
4.5 4.5 Total loan loss reserve/ Total NPLs (coverage ratio) 104.6 104.6 109.8 110.9 113.8 113.8 Total loan loss reserve/ Total mandatory reserve 185.1 185.1 188.6 186.1 183.0 183.0 4 Profit and Loss
NPLs/ Total Loans (excluding interbank) 5.6 5.6 4.7 4.5 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 105.6 105.6 110.9 113.8 115.6 115.6 Total loan loss reserve/ Total mandatory reserve
NPLs/ Total Loans (excluding interbank) 5.6 5.6 4.7 4.5 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 105.6 105.6 110.9 113.8 115.6 115.6 Total loan loss reserve/ Total mandatory reserve
(coverage ratio) 109.8 109.8 110.9 113.8 115.6 114.8 114.8 Total loan loss reserve/ Total mandatory reserve 188.6 188.6 186.1 183.0 184.9 186.3 186.3 4 Profit and Loss Transaction For the year ended December
4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 115.6 115.6 114.1 113.2 110.1 110.1 Total loan loss reserve/ Total mandatory reserve 184.9 184.9 184.4 182.4 167.0 167.0 4 Profit and Loss
EBITDA (times) 1.4 1.1 1.0 Inventories 3,823 1.3% 2,885 1.0% Current Ratio (times) 0.4 0.6 0.4 Others 3,433 1.2% 4,389 1.5% Interest Coverage (times) 11 13 15 Current Assets 34,905 12% 37,691 13% Debt
/ Total NPLs (coverage ratio) 115.6 115.6 114.1 113.2 110.1 110.1 Total loan loss reserve/ Total mandatory reserve 184.9 184.9 184.4 182.4 167.0 167.0 4 Profit and Loss Transaction For the three-month