% or THB 67mn from THB 641mn as of 31 March 2020, which was mainly from the provision for doubtful debt and cash received. The average collection period as at the end of this quarter was 107 days

baht, increasing by 6% y-y from AEON Insurance Service (Thailand) Co., Ltd. and collection service income of 133 million baht, increasing 1% y-y from ACS Servicing (Thailand) Co., Ltd. Expenses The

pursuing debt collection respectively. The Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently

. Therefore, AEON Microfinance (Myanmar) Co., Ltd has stopped new loan and cut the expenses as well as continued pursuing debt collection respectively. The Company has been expanding more online service

providing new loans to existing customers starting January 22, 2022. The subsidiary has continuously reduced operation costs and continued pursuing debt collection accordingly. However, the Company has been

the outstanding balance of trade and other receivables, almost 89% of total net trade and other receivables, were under current due. Average collection period decreased from 76 days to 75 days

11.5 (1.4) (12.1) -3- 3. Trade and other current payables were declined by 56 million due to improved debt collection process. 4. Property, plant, and equipment was increased by 150 million mainly from

2018 Jan – Dec 2017 Return on Assets (%) 1.91 3.54 Liquidity Ratio Unit 31 Dec 2018 31 Dec 2017 Current Ratio Times 1.22 1.91 Quick Ratio Times 0.29 0.50 Average Collection Period Days 35 33 Inventory

. The average collection period of the Company and its subsidiaries was 21 days in 2018, slightly increased from 20 days in 2017. The account receivable turnover was 17. 11 times, slightly decreased from

allowance for doubtful accounts was at acceptable level of 3.95% of total trade receivables. The average collection period of the Company and its subsidiaries was 19 days in 2019, decreased from 21 days in